They are not giving us enough credit. Americans have been racking up credit card points in recent years — but the points are losing value. Last year, cardholders accumulated more than $34 billion worth of points, up 70% from 2019, according to annual reports from card issuers American Express, Capital One and JPMorgan Chase, the…
If you feel like you’re getting slapped with extra card fees more and more – you’re not imagining it. As businesses face rising costs, a growing number are charging their customers an extra fee when they pay by card to cover the cost of processing that transaction. And while it may seem like an insignificant…
When Mykail James was 19 and working vacations at Victoria’s Secret, she got a store credit card with a $2,000 line of credit. When her school break ended, she realized she could no longer afford the payments. After losing a few, she paid off the card only to find that her credit score had dropped…